Financial Planning, Investment & Insurance Solutions

  • In & Out of Fashion

    In & Out of Fashion

    The latest investment fad is over. Bitcoin went from euphoria to revulsion inside of three months. Only a reality television marriage could turn uglier at a faster rate! The proof comes in the form of this chart we’ve compiled that contrasts the weekly Bitcoin price with weekly Google search interest in the term ‘Bitcoin’. The stratospheric run upwards in price coincided with an all-time peak in Google search interest. Let’s assume people wondered how they could get rich ASAP. Then as the price cratered, so did the search interest. As with any financial asset, when something falls in price no…

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  • Ensure Your Portfolio Safe Room Is Ready

    Ensure Your Portfolio Safe Room Is Ready

    Back in the early 2000’s there was a rash of media coverage about safe rooms or panic rooms. It was an armoured room built inside a house where the occupant could ride out a bad situation while waiting for law enforcement to arrive. The rooms became prevalent among wealthy people who lived in urban areas and had fears of burglars busting inside and holding them hostage. The phenomenon even spawned its own movie in 2002 starring Jodie Foster. While there are no stats on how many lives the safe rooms saved, fears about personal safety clearly haven’t dissipated. The ultra-wealthy…

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  • Future Man Any Less Credible Than Forecasters?

    Future Man Any Less Credible Than Forecasters?

      Last week the media were excitedly reporting on a man named Noah who claimed he had traveled back in time from the year 2030. Noah had some great stories to tell about the future and had even passed a lie detector test apparently. Among things he’d seen from the future were the re-election of Donald Trump, humans flying to Mars in 2028, global warming causing havoc with the weather and electric cars driving at 600 miles an hour. All could be considered plausible, but as you’d expect, no one regarded Noah and the stories of what he’s seen from…

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  • What does the Family Tax Benefit and energy bills have in common?

    What does the Family Tax Benefit and energy bills have in common?

    Answer: You have to have both to be eligible for the Family Energy Rebate. The Family Energy Rebate is a state government payment that assists NSW family households in receipt of the Family Tax Benefit in covering energy bills. Depending on your circumstances you could be eligible to $180 a year. To be eligible you must be: A NSW resident The account holder of the electricity account; and receive the Family Tax Benefit during the previous financial year. Applying is easy, you can do this online or via a paper application. For more information on on this rebate and how…

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  • Active Kids Rebate

    Active Kids Rebate

    When the household budget is continually stretched, here is another way to save. The NSW Government offers a $100 voucher for school-enrolled children to put towards the registration and participation costs of sport and active recreation activities for kids. It takes less than 10 minutes to register online. Go to https://www.service.nsw.gov.au/ and follow the steps below. You have until 31 December 2018 to use your voucher. Below are the links we have been able to locate for the other states. The grants/rebates may vary from state to state: Qld –  http://bit.ly/2srICHH WA  –  http://bit.ly/2trFxIG SA  –  http://bit.ly/2trXDu7 NT – http://bit.ly/2tKt3O2 Vic – http://bit.ly/2sIoW6g Tas – http://bit.ly/2sODdK9

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