Financial Planning, Investment & Insurance Solutions

  • Where There’s a Will, but Not a Way

    Where There’s a Will, but Not a Way

    Is your will drawn up? Do you have a power of attorney? Aside from ensuring your investments are right for you, your financial advisor should have a healthy interest in ensuring a few other things in your life are addressed. Ensuring you’re prepared and taking the appropriate steps to tie up loose ends if you can’t make decisions, or aren’t around to make decisions, will be a key step. What is the common reminder you’ll hear when addressing these issues? The choice of executor, or power of attorney, is incredibly important. Choose them carefully, we need to find someone who…

    Read more: Where There’s a Will, but Not a Way

    Topics:

  • The Cheat Codes to Successful Investing

    The Cheat Codes to Successful Investing

    If you’ve ever played video games, you might be aware of cheat codes. If you haven’t played video games, the term refers to the ability to hit a sequence of buttons on a controller or numbers and characters on a keyboard which change the way a game can be played. The cheat code may offer the ability to jump forward in the game to a later level, or give a player extra strength, stamina, invincibility or unlimited weapons and ammunition or just find hidden items that can be used to make the game easier. The type of cheat depends on…

    Read more: The Cheat Codes to Successful Investing

    Topics:

  • 2019 Budget Review

    2019 Budget Review

    Alright, the 2019 Federal budget has been delivered. The journalists and columnists are excited along with many people who get to pump out these reports and commentaries on behalf of their various organisations. However, there’s a good reason not to be too excited. This isn’t new policy and coming soon is an election. The government is behind in the polls and it seems they’re unlikely to win if the polls are correct. In normal circumstances budget measures take a long journey to become law. In this case, the odds aren’t great any of this will even be law. However, anything…

    Read more: 2019 Budget Review

    Topics:

  • Disruption and Diversification

    Disruption and Diversification

    They were on the main street of every large and small town. They were in suburbs and there were multiples of them in cities. They were crowded with people most nights of the week, especially Fridays. Many were small businesses owned by families, but there were also large chains who owned stores across states and countries. Video stores. Slowly over the past decade they’ve almost all disappeared. The giant of the industry, Blockbuster, has one store left in Australia and one store left in the US. The US store is making the most of its notoriety or nostalgia by selling…

    Read more: Disruption and Diversification

    Topics:

  • Reaching For Yield Over Advice

    Reaching For Yield Over Advice

    There are some angry retirees around Australia right now. Labor’s plan to rescind franking credits from those who haven’t paid tax has seen impassioned speeches at public hearings, angry letters to newspapers, and media profiles where the aggrieved quote how much they’ll lose from the changes. It all must be very confronting if you’re suddenly faced with losing a third of your income. Especially when you’ve left the workforce. As advisers we can understand the frustration, but our job is quite often delivering hard truths and telling people what they don’t want to hear. We’d prefer it didn’t happen, but…

    Read more: Reaching For Yield Over Advice

    Topics: