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Get Ahead of Frailty with a Life Plan
Read more: Get Ahead of Frailty with a Life PlanThe COVID-19 pandemic gave us all a sneak peek into what life might be like if we lost independence and mobility. But what if the limitations were not due to an international pandemic and were not affecting everyone in your street, but just you? What if it was your own personal capacity (physical or mental frailty) that was restricting your independence? Many retirees live independent lives, but research shows that on average, you might expect 17-25% of your retirement years to be frailty years. While this may sound grim, it is not all bad. Just don’t let frailty creep up…
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2021 Q3 September Quarter Review
Read more: 2021 Q3 September Quarter ReviewEconomic Overview Labour and supply shortages, shipping bottlenecks, COVID delta variant, inflation, vaccine hesitancy. There were plenty of worries in Q3, but markets remained mostly positive across the quarter as economies continued to open and society resumed some normality. This led to an increase in demand in many areas and a struggle to supply that demand. Something governments, businesses and central banks will be dealing with in the year ahead. In the US, the Fed Reserve stated tapering of quantitative easing will be announced at the November meeting and will finish by mid-2022. Interest rate expectations also moved higher. The…
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2021 June Quarter Review
Read more: 2021 June Quarter ReviewEconomic Overview Attention turned to vaccinations and reopening economies in the second quarter of 2021, by the end of the quarter over 3 billion vaccine doses had been administered globally. There are now strong indicators of a robust and lengthy economic expansion ahead. Around the world there are now businesses desperate to hire new employees, millions of consumers with money burning holes in their pockets, and ongoing fiscal and monetary support from governments and central banks. In the US, the positive news around COVID was vaccinations. While President Biden had set a goal of 70% of all adults vaccinated by…
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2021 March Quarter Overview
Read more: 2021 March Quarter OverviewEconomic Overview The world held its breath as it entered the first quarter of 2021. Despite hoping for a peaceful transition from President Trump to President-elect Biden, the US Capitol Building was stormed by supporters of President Trump on January 6. The havoc saw five people die, including a Capitol Police officer. In the wake of the violence, President Trump elected to bypass President Biden’s January 20 inauguration and there were lingering concerns of civil unrest. Thankfully, the Inauguration was uneventful. With the US political environment slightly more subdued, attention turned to the eye watering stimulus. The stimulus at the…
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2020 End of Year Wrap
Read more: 2020 End of Year WrapWhat did we learn in 2020? Our views were mostly reinforced. Have a portfolio built for your circumstances and if you have a plan, stick with it! The following chart of the Australian sharemarket speaks for itself. Large and unexpected falls are never welcome, but riding them out remains the best course of action. We may feel panic and revulsion in the moment, but if you press the exit button, you’re liable to miss a turnaround that can emerge much more quickly than expected. As we hopefully illustrated by the message we presented in this video during the worst of…
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