Financial Planning, Investment & Insurance Solutions

  • Key things to know about Home Care Changes

    Key things to know about Home Care Changes

    From 1 November 2025, a new program called Support at Home will replace the current Home Care Package system, bringing significant changes. On the positive side, there will be more packages available, which should reduce waiting times. But there will also be changes to the contributions (fees) you pay – and for some people, this could mean paying more for the care services you access. Here’s a simple overview to help you understand what’s changing and how you can prepare. What’s changing? The existing Home Care Packages will cease on 1 November 2025, and everyone will transition to Support at…

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  • Ongoing myGov and Centrelink Scams

    Ongoing myGov and Centrelink Scams

    Another month, and unfortunately, it’s another bunch of scams on the loose we need to make you aware of. It’s been brought to our attention there is talk of a “Centrelink cost of living bonus” going around. Some clients have asked about it, and if someone has asked us about it, there could be many others who have seen it and are wondering. It’s a scam. It was previously said to finish at the end of October, but the scammers will likely just change the date to continue trapping people. It’s been pushed on social media suggesting people go to…

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  • What Worries You About Aged Care?

    What Worries You About Aged Care?

    If you are worried about the need to access aged care, you are not alone. When the time comes it can be daunting, with a lot of new information to take in and many decisions to make.  The responsibility to make the right decision for yourself, or a loved one, may weigh heavily on your mind. From our experience, the four of the most common worries that people raise include: Quality of care: One of the main concerns is whether the quality of care provided will meet needs and expectations. Reports of inadequate staffing, neglect, or instances of abuse have…

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  • Get Ahead of Frailty with a Life Plan

    Get Ahead of Frailty with a Life Plan

    The COVID-19 pandemic gave us all a sneak peek into what life might be like if we lost independence and mobility. But what if the limitations were not due to an international pandemic and were not affecting everyone in your street, but just you? What if it was your own personal capacity (physical or mental frailty) that was restricting your independence? Many retirees live independent lives, but research shows that on average, you might expect 17-25% of your retirement years to be frailty years. While this may sound grim, it is not all bad. Just don’t let frailty creep up…

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  • If Aged Care is Confusing – Get Advice

    If Aged Care is Confusing – Get Advice

    Many people think they can’t afford to get aged care advice, but the reality is you probably can’t afford not to get advice. RADs, DAPs, MPIRs, MTAs and ACATs !! These are just a few of the acronyms you will face when navigating aged care decisions. It might even feel like you’ve landed in a foreign country where you don’t understand the language or the rules. Navigating your way through aged care and the jargon is not easy. Frustration, confusion and anxiety are feelings you are likely to experience, especially if you have arrived at this point with little preparation.…

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