Financial Planning, Investment & Insurance Solutions

  • Where There’s a Will, but Not a Way

    Where There’s a Will, but Not a Way

    Is your will drawn up? Do you have a power of attorney? Aside from ensuring your investments are right for you, your financial advisor should have a healthy interest in ensuring a few other things in your life are addressed. Ensuring you’re prepared and taking the appropriate steps to tie up loose ends if you can’t make decisions, or aren’t around to make decisions, will be a key step. What is the common reminder you’ll hear when addressing these issues? The choice of executor, or power of attorney, is incredibly important. Choose them carefully, we need to find someone who…

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  • The Cheat Codes to Successful Investing

    The Cheat Codes to Successful Investing

    If you’ve ever played video games, you might be aware of cheat codes. If you haven’t played video games, the term refers to the ability to hit a sequence of buttons on a controller or numbers and characters on a keyboard which change the way a game can be played. The cheat code may offer the ability to jump forward in the game to a later level, or give a player extra strength, stamina, invincibility or unlimited weapons and ammunition or just find hidden items that can be used to make the game easier. The type of cheat depends on…

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  • Disruption and Diversification

    Disruption and Diversification

    They were on the main street of every large and small town. They were in suburbs and there were multiples of them in cities. They were crowded with people most nights of the week, especially Fridays. Many were small businesses owned by families, but there were also large chains who owned stores across states and countries. Video stores. Slowly over the past decade they’ve almost all disappeared. The giant of the industry, Blockbuster, has one store left in Australia and one store left in the US. The US store is making the most of its notoriety or nostalgia by selling…

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  • Reaching For Yield Over Advice

    Reaching For Yield Over Advice

    There are some angry retirees around Australia right now. Labor’s plan to rescind franking credits from those who haven’t paid tax has seen impassioned speeches at public hearings, angry letters to newspapers, and media profiles where the aggrieved quote how much they’ll lose from the changes. It all must be very confronting if you’re suddenly faced with losing a third of your income. Especially when you’ve left the workforce. As advisers we can understand the frustration, but our job is quite often delivering hard truths and telling people what they don’t want to hear. We’d prefer it didn’t happen, but…

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  • FREE SEMINAR – Aged Care – What you need to Know

    FREE SEMINAR – Aged Care – What you need to Know

    The aged care system is complex. Myths and misunderstandings abound. To sort out fact from fiction invest an hour attending our Planning for aged care seminar. Find out: • what aged care services are available • the real costs of residential aged care • what payment options are available, and • strategies to cover costs and achieve the best financial outcome for you Our next seminar near you The seminar will held on 22 February 2019 at 10:00am at a Dubbo RSL, Jacaranda Room. Don’t make important decisions without all the facts. Seats are limited. Reserve your place now at this free seminar by…

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