It’s not something we like to think about, but with life comes risk. Life insurance should be an important component of your financial planning. If you have a young family and or rely on your income to pay your bills it could actually be the most important element of their security. Surprisingly though a lot […]
Every night on the TV finance news, you’ll hear about the ups and downs of household name stocks, like the big four banks, Telstra, CSL, Wesfarmers, Woolworths, BHP Billiton and Rio Tinto. But the market is more than that handful of names.
In the age of the internet it’s not hard to set up a website and start publishing your own views. Getting people to your website is a little harder, you need to get the public’s attention first so you can peddle whatever you’re selling. This is where the media comes in. It helps to be […]
From 1 January 2017, there are some important age pension changes that could impact your benefits and warrant some pre-emptive action. What’s changing? The lower asset threshold that determines your eligibility for the full age pension will increase. This threshold varies, depending on your relationship status and whether or not you own a home. It’s […]
Very benign things are often breeding grounds for more noxious things. Standing water is a breeding ground for mosquitoes, children are a breeding ground for germs and low interest rates are a breeding ground for dubious investments and outright scams. Investors who’ve been well served by their “risk free” (except for inflation, tax and no […]