It’s not something we like to think about, but with life comes risk. Life insurance should be an important component of your financial planning. If you have a young family and or rely on your income to pay your bills it could actually be the most important element of their security. Surprisingly though a lot of people do not have affordable life insurance. Among those who already have life insurance, a vast majority does not have enough coverage. Could you be one of them? Did you know one of the many insurance providers we use TAL paid out $51.6m in…