Unfortunately, we’re seeing another concerning conflict in the world. While it’s obviously very sad due to lives lost, injuries, stress, and damage across the Middle East, as with all geopolitical events, there is little we can do about it. The thing we can control is how much it controls us. “Stay informed” The guaranteed thing about any large-scale event is how many sudden experts there are. And there are so many different angles. There’s the conflict itself, military intelligence, the wider geopolitical implications, energy, tourism, and insurance, just to name the most obvious. Your guess is as good as ours…

Occasionally clients come to us with existing portfolios. They have funds in them we share no philosophical alignment with. We’d never recommend them, and we provide a gentle nudge, whenever possible, that they’d be best moved on from, in the most tax efficient way possible. This can be for many reasons, or a combination. Expense. Risk. Type of portfolio management. Sometimes it can take a little time to loosen the grip. Why? Performance. It may not be much better or worse than what we put in our portfolios, so there’s no trigger. This is important because financial markets had a…