It’s one of the most vexing finance questions there is. While it seems like a straightforward one, it’s really a question that only invites further questions. Not about the money, but about the person or persons who are retiring. There will never be a one-size-fits-all pot of money. Primarily because of how many different variables come into play. What do you want to spend? Will your spending change? What your returns will be? What is the sequence of those returns and how volatile will your portfolio be? The first two questions are the most controllable. Everyone will have fixed costs…