What did we learn in 2020? Our views were mostly reinforced. Have a portfolio built for your circumstances and if you have a plan, stick with it! The following chart of the Australian sharemarket speaks for itself. Large and unexpected falls are never welcome, but riding them out remains the best course of action. We may feel panic and revulsion in the moment, but if you press the exit button, you’re liable to miss a turnaround that can emerge much more quickly than expected. As we hopefully illustrated by the message we presented in this video during the worst of…