We’re nearing the end of another financial year, so as always there are some thing to be mindful of if you need to act on things such as minimum withdrawals for superannuation or take advantage of expiring caps or contribution limits. tax savings. Tax Savings via Concessional Contributions With the Stage 3 tax cuts now in effect, many Australians are on lower marginal tax rates, but making voluntary concessional contributions still offers the most significant tax advantages for those in an income threshold which pays tax. For example, someone earning $80,000 saw their marginal tax rate fall to 32%, down…