In the ongoing talkfest over housing affordability it’s clear the only affordability solutions ever given serious consideration by any government are the ones likely to push up house prices. These solutions either give more money to first home buyers or increase the amount of debt they can take on. Both seem like gifts to the inexperienced, but only serve to make housing more unaffordable by adding to demand. As ABC business reporter Ian Verrender recently pointed out: For all the furrowed brows, the sombre looks and the public handwringing from policy makers, no-one is actually serious about fixing the problem…