Financial Planning, Investment & Insurance Solutions

  • The Property Obsession

    The Property Obsession

    It would seem never has so much been lost by so many in times of headline prosperity. What does that mean? We’re continually surprised about the inbuilt marketing characteristics of property as an investment strategy, even to people who have lost money on it. We repeatedly have people walk in our door who want to improve their financial future, but are also intent on steering the conversation towards residential property as their solution. We assume this stems from the country’s ongoing obsession with property. It’s on TV, it’s on the radio, it’s in the newspapers and online. It seems everyone…

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  • The ASX Sharemarket Game

    The ASX Sharemarket Game

    For many years the ASX has been running a sharemarket game through schools which has encouraged high school students to get experience investing in the sharemarket. More recently, the game has spawned another version that runs along with the school game and is open to everyone. Running over the ‘long term’ of 12-15 weeks, all entrants are given a hypothetical $50,000 to invest. The rules are pretty simple, to ensure they’re ‘diversified’ players need to holding at least four companies on the ASX and can have no more than 25% of their portfolio in one company. To quote the rules,…

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  • BIG Trouble

    BIG Trouble

    Did you miss the top performing company on the ASX in 2017? If so, don’t be too disheartened because it’s turned into one BIG disaster. BIG Un Limited, whose main business was its subsidiary, BIG Review TV, was in the business of creating promotional videos. Small businesses were paying $12,000 for the privilege of BIG Review TV making a promotional video to showcase their business online. BIG, who backdoor listed onto the ASX through the shell of a defunct gold miner, were so successful with sales of their videos that their shareprice zoomed from 23 cents at the beginning of…

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  • Ignoring Advice Has Consequences

    Ignoring Advice Has Consequences

    Read a survey on financial advice and it’s estimated anywhere from 70% to 85% of people will never seek it. Yet from the small pool of people who have sought financial advice, 80-90% of those (depending on the survey) will acknowledge the advice they received was worthwhile and provided value. One of the more curious areas of financial advice is when someone among that small group of Australians who’ve gone out of their way to seek financial advice, ends up ignoring it. They remain engaged with their adviser, they continue to pay fees for their service, but when it comes…

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  • Tuning Out the Noise

    Tuning Out the Noise

    For investors, it can be easy to feel overwhelmed by the relentless stream of news about markets. Being bombarded with data and headlines presented as impactful to your financial well-being can evoke strong emotional responses from even the most experienced investors. Headlines from the ”lost decade”1 can help illustrate several periods that may have led market participants to question their approach. May 1999: Dow Jones Industrial Average Closes Above 11,000 for the First Time March 2000: Nasdaq Stock Exchange Index Reaches an All-Time High of 5,048 April 2000: In Less Than a Month, Nearly a Trillion Dollars of Stock Value…

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