Financial Planning, Investment & Insurance Solutions

  • When to Start the Aged Care Conversation?

    When to Start the Aged Care Conversation?

    No-one likes to talk about getting old. But at what age should you start thinking about your aged care needs? The answer is simple – any age is a good time. This is regardless of whether you are in your early retirement years or well into retirement. If you are lucky enough to still have your parents, starting the conversation with them while they are still healthy is also sensible. They might not be thrilled that you’re raising the subject but it gives your parents an opportunity to think about what is important to them and give you some instructions,…

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  • More Home Care in Budget

    More Home Care in Budget

    Home Care remains the preferred option for many people, but the long wait has been a problem. A key measure in this year’s Budget is an extra 80,000 home care packages aimed at reducing the waiting time and helping more people age in their home for longer. If you want to talk about home care for yourself or a family member, or want to start planning ahead for your later life, call us on 02 6813 0977 to make an appointment.   This article is for informational purposes only and the information contained is of a general nature and may…

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  • Good Budget News for Aged Care

    Good Budget News for Aged Care

    The good news is that $17.7 billion more funds will be injected into aged care and none of it will come from higher fees for clients. The Government is fully funding the increase.   Two key measures to be excited about are an extra 80,000 home care packages to reduce down the waiting time and an extra $10 per day per resident paid to residential care providers to help improve the quality of living services, such as food, linen and nutrition.    If you need help with navigating aged care for yourself or a family member, or want to start…

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  • Searching For Confirmation

    Searching For Confirmation

    “Can you tell me which stocks to buy?” Jumping in the deep end before you can swim investment questions aren’t a new thing. People have always contacted us to ask questions that only prompt more questions. Ones they haven’t considered. It’s only natural that if your job involves money, someone will inevitably ask you about their stock or want a financial forecast. More and more, these questions have gravitated to the internet. A little anonymity means you don’t have to feel embarrassed to ask a straightforward question. The more seasoned investors would always snigger, but we all have to start…

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  • Purpose Over Details

    Purpose Over Details

    It was a Wednesday morning, and the coffee and biscuits were all laid out. The room was filled with about twenty over fifties. It was a retirement information session put on by a local council for their employees. After accepting the invitation a few weeks earlier, we were speaking third. The topic was obviously retirement, but the question was: what should we speak about? As we waited to present, the rep from the superfund went through the stuff you’d expect to hear from a superfund. They touched on the income test and assets test, making reference to the fact we’d…

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