Toward the end of October, Australia’s bond market received a surprise. For most of the first half of the year the Reserve Bank of Australia had been buying up 3 year dated bonds in an attempt to suppress yields and keep them around the 0.1% level. If bond prices are bid up, the yields fall […]
Addictions can be the bane of our modern existence. Getting hooked on something can be quite easy and not readily acknowledged. The range of addictions can stretch from the extreme such as narcotics, to the very simple such as checking the news on a phone. They can be a mild irritant, an imagined way to […]
Economic Overview Labour and supply shortages, shipping bottlenecks, COVID delta variant, inflation, vaccine hesitancy. There were plenty of worries in Q3, but markets remained mostly positive across the quarter as economies continued to open and society resumed some normality. This led to an increase in demand in many areas and a struggle to supply that […]
It is the great Australian dream to own your own home. But how does your home affect your age pension or the aged care fees you can be asked to pay? Eligibility for an age pension and liability to pay aged care fees, are both impacted by your assets and income. This includes an assessment […]
The eternal investment question – “do I invest my money all at once or do I invest smaller amounts at predetermined intervals?” Otherwise known as lump sum investing vs. dollar cost averaging, or as our US colleague Jeff Troutner once termed it: wading vs. plunging. What’s the best option? Before that, what’s behind the question […]