With some things in life, a good start is everything. Take the 100-meter sprint, the whole race is over in 10 seconds or less. The importance of getting out of the blocks quickly to ensure success can’t be understated. In the 100-metre sprint’s extended athletic cousin, the marathon, a bad start, while annoying, must be put in perspective. There are two plus hours ahead, unless a competitor’s feet have been glued to the pavement, there is ample time for them to regroup and overcome. When investing, the thought of bad start can be a psychological hurdle. A common question an…

The findings and recommendations from the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry have been delivered. Commissioner Kenneth Hayne made 76 recommendations and the early noises from both sides of politics were 75 of those recommendations will be implemented. Whether this is true or not, is another matter entirely. Along with how the recommendations are actually implemented. Politics tends to move on very quickly to other issues where there’s less agreement between the parties. Despite their contrition, anything the banks (or any other vested interest) want watered down will be subject to furious lobbying behind…