Financial Planning, Investment & Insurance Solutions

  • Venus & Mars

    Venus & Mars

    Men and women are different when it comes to money. Not the most outrageous statement. It’s something financial advisers who sit across the desk from the sexes on a daily basis have no problem telling you. What are the differences? If you want to make it simple, women are about security and men are about freedom. That’s what money generally means to each. How does that work for them when investing? A study earlier this year by Stash, a US based investment app, found that it works better for the women. Stash had quite a hefty data set to work…

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  • And It’s Gone…

    And It’s Gone…

    James Cordier of optionsellers.com is the type of guy who you don’t really know who he is, or what he does, but he’s someone who provides those assured sounding quotes on the direction of markets on the business channels. As his website used to say, he’s been featured on (or in) CNBC, Fox Business, Bloomberg, The Wall Street Journal, Forbes, CNN Money & Barron’s, among others. Cordier’s fame reached beyond the confines of the business channels this week, though he won’t be posting any of those articles up for prospective investors. His website is gone. Now just a baby blue…

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  • House Prices to Fall 30% (Now We Have Your Attention…)

    House Prices to Fall 30% (Now We Have Your Attention…)

    If you haven’t heard, house prices in Australia’s largest cities have been falling. In Sydney and Melbourne, auction clearance rates are wallowing in the low 40% range (it may even be lower given the transparency of the data) and the price decline in Sydney has extended out to 15 months without any signs of a turn around. Measured against other downturns, it’s not yet remarkable. The falls have fuelled a furious guessing game from various real estate industry pundits. Their previous calls of where the markets would go in Sydney and Melbourne have been skittled and are now being continually…

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  • True Grit

    True Grit

    How far do we get without commitment and perseverance? Any task we begin in life is going to require some commitment and perseverance if we wish to pursue it thoroughly. That commitment may begin early in life. As children, we may show an interest to pursue a particular sport or hobby, alternatively our parents may force us into various activities they think we should pursue! How long any of these endeavours will last, largely depends on whether we find them fulfilling in some way or how much persistence we have. As children, we can be fickle. Toys can fly out…

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  • Disaster, Stability and Prevention

    Disaster, Stability and Prevention

    Every year we’ll be confronted with a multitude of disasters. Sombre yes, but a fact regardless. Maybe they won’t affect us personally, but they’ll appear before us on the news and they should be pause for reflection. Most show how relatively helpless we are as human beings. Earthquake, tsunami, volcano erupting, hurricane. Natural disasters aren’t preventable, however bridge collapses, dam failures, plane or rail crashes are all preventable to some extent. Here, human error or mechanical failure in various guises begins to play its part. The aftermath of these disasters will inevitably be accompanied by questions. Depending on the outrage,…

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