Financial Planning, Investment & Insurance Solutions

  • Another Year of Lazy Success

    Another Year of Lazy Success

    “el hombre perezoso hace el doble de trabajo.” You might say this Spanish proverb is about the discouragement of a certain behaviour. In almost every facet of life we are encouraged to give our best and work our hardest. It’s something we see taught in school. When we go through our careers. Maintaining our homes, or if we’re involved in competitive recreational pursuits. Not giving our best will surely have consequences. “The lazy man does twice the work.” The belief is that more effort will bring its own rewards. In this instance, not having to do something twice becomes the…

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  • The Greys of Ethical Awareness

    The Greys of Ethical Awareness

    You’re out walking with your dog near a railway track. Behind you there’s a rumbling noise. Thundering down the track is a trolley, looking up ahead you can see the trolley is headed for a bridge with five workers on it. They will either be run over or jump to certain death. Beside you is a large switch. If you pull the switch, you will divert the trolley to a second track and another bridge. Only this bridge has a single worker on it who would face the same fate as the other workers. What do you do? Pull the…

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  • Lessons From Nomadland

    Lessons From Nomadland

      In the aftermath of the 2008 financial crisis a shift occurred in how some older people lived their lives across the USA. For the most part it wasn’t a choice. It was forced. As home prices fell while jobs and savings evaporated, holding onto a house became a struggle. For some it became impossible. The keys to the house were tossed back and replaced with keys to motorhomes and modified vans. Some bristled at the term homeless, they were houseless. This older cohort went on the road, doing seasonal work where they could find it. One of the consistent…

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  • Greenlights & Redlights

    Greenlights & Redlights

    A great relationship, a newborn son, and a successful career as an actor. In 2008, Matthew McConaughey was feeling pretty good about his life in California. Then an unexpected family health emergency took him back to his home state of Texas. Of all places, McConaughey and his young family ended up renting a home in a retirement community to be closer to his mother. There he found a motley group of retirees who lived life without pretence and offered plenty of unsolicited advice about good living. The family emergency, the newborn and the experience with the seniors had him reconsidering…

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  • GameStop Saga Will Have Hangover

    GameStop Saga Will Have Hangover

    GameStop. Hedge Funds. Wall Street Bets. Robinhood. What is going on? You can read about the story pretty much anywhere at the moment, so we’ll briefly run through it and then take a look at a few other areas we think are important and unlikely to see as much attention. A group of people on ‘Wall Street Bets’, a subsection of an internet forum called reddit, essentially took a dislike to the fact a video game retailer called GameStop was being shorted by a group of hedge funds. Shorting is essentially where you borrow a stock to sell it in…

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