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Interest Rate Grumbles

December 3, 2015

If there’s one constant about interest rates, it’s no matter where they sit someone will inevitably be grumbling about them. There’s always a belief from some people that they’re entitled to money at a cheaper rate or that they should be compensated better for having money stashed away. When interest rates are high, those who’ve […]

The Lazy Investment Fund

November 27, 2015

If you’re looking for a really valuable present for anyone in their 20’s this Christmas you couldn’t go wrong by handing them $50 and explaining the simple dynamics of time and compounding contributions when it comes to planning for the future. Explain that $50 can be their first contribution, but every $50 from there, each […]

Playing The Probabilities

November 20, 2015

When it comes to the share market the media has a notoriously short term focus. And because few investors compile their own stats on share market returns, the media ultimately becomes our share market news filter. Each day they tell us what the market has done for that day. Not the last rolling 30 days […]

Gladstone Property Boom & Bust

November 13, 2015

Earlier this year we highlighted the impact the winding down of the mining boom was having on real estate in Port Hedland, Western Australia. Now the doom and gloom has spread across to the east coast. The latest town to experience serious property pain is Gladstone, Queensland. It has had some serious investment around port […]

Just some news to keep you all on your toes. Insurance Premiums on the Rise A client, who maintains an additional industry superannuation account, recently received a rude shock upon noticing a significant increase in insurance premiums being deducted from their industry account. Checking with their fund, they were advised they’d previously been advised of […]