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It’s no secret the mining boom has ended. Across the country, towns that were previously roaring given their proximity to Australia’s in demand natural resources, have ground to a halt. The massive influx of workers that swamped those towns pushing up living costs have now disappeared, leaving businesses struggling and real estate without demand. That […]

Response to Volatility

January 20, 2016

Ten years ago, in another country, a man we’ll call Bill, died at 75. He left his wife, a lady we’ll call Betty, $50,000 and a house worth $350,000. Betty was 65, living on a government pension and no longer wanted the hassle of the house. So she sold it, but before leaving she asked […]

2015 Year In Review

January 18, 2016

Economic Overview Divergent policy cycles remained a significant theme in 2015. US authorities responded to improving economic conditions by raising interest rates for the first time in nearly a decade, while central banks elsewhere opted for further stimulus. China continued to add stimulus to an economy whose growth rate in 2015 fell short of the […]

Disclosure Would Be Nice

December 17, 2015

Being the end of the year, it’s the time when all the financial and economic predictions for the New Year are flying around. Take your pick, but they’ll mostly be wrong or revised mid-year by those who made them so they don’t look so bad. Or they’ll be mildly conflicted. One of the more interesting […]

When a share market has a poor year diversified investors generally have their pain quarantined for various reasons. Investors holding share funds aren’t likely to have their holdings limited to one share market. They’re also not likely to be holding only share based investments. Any portfolio worth its salt would include fixed interest, listed real […]